★★★★★
“I have been with Sam for just a little over 15 years for my car, home and life insurance. He's always had me and my families best interest. He also offers many carriers. I am a lifer with him being my agent.”
TWFG Sharp Insurance
We're a local, family-owned independent insurance agency serving The Woodlands, Spring, and the greater Houston area since 2010. With access to dozens of top-rated carriers, we find the right coverage at the right price — so you can get back to what matters most.
About Us
We're Not Just Your Agent. We're Your Neighbor.
At TWFG Sharp Insurance, we believe insurance should feel less like a transaction and more like a conversation. We take the time to understand your life, your business, and what you’ve worked hard to build – then we find the coverage that actually protects it.
As an independent agency, we’re not tied to one carrier. That means we shop across dozens of trusted insurance companies to find you the best combination of coverage and value. And because we’re locally rooted in The Woodlands and Spring area, we understand the unique risks Texas businesses and families face – from hurricane season to commercial liability.
Since 2010, we’ve helped hundreds of Houston-area families and small business owners get the right coverage without the runaround. We’re here for the long haul – not just the policy.
Our Trusted Insurance Carrier Partners
No Matter Your Need, We Have You Covered.
We may not predict the future, but we know life doesn’t always go as planned. That’s why TWFG Sharp Insurance offers a wide range of coverage including auto, motorcycle, home, and life insurance. No matter where life takes you, we are here to help protect what matters most.
Protecting What Matters
Auto
Your safety on the road matters. We shop across top carriers to find you the best auto coverage for your budget and your lifestyle — whether you're commuting to Houston or hauling equipment to a job site.
Home & Renter's
Your home is your foundation. We'll make sure it's protected — from the structure itself to everything inside it. Whether you own or rent in The Woodlands, Spring, or anywhere across the Houston region, we've got you covered.
Umbrella
Sometimes your standard policies aren't enough. An umbrella policy gives you an extra layer of liability protection that kicks in when your other coverage reaches its limits. It's one of the most affordable ways to protect everything you've built.
Life
Life insurance isn't about dying — it's about making sure the people you love are protected if something happens to you. We'll help you cut through the confusion and find a policy that fits your life and your budget.
Classic Car
Collector cars deserve specialized coverage. We offer agreed-value policies through top classic car carriers so your investment is protected the way it should be.
Commercial Insurance
Securing the right coverage for your business is a critical step—and we're here to guide you through it. Whether you need commercial general liability, workers’ compensation, coverage for contents and inventory, or commercial auto protection, we’ll help create a tailored insurance package that fits your unique needs.